FHA loan limits in OC and other cities
Orange County has received the maximum allowable loan increase to $729,750 (175% of the previous conforming limit of $417,000). FHA Max Loan Limits
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FHA Loan – Debt to Income Ratios
With lax lending practices during the past decade, FHA loans became almost non-existent. Those times have come to a screeching halt and as the mortgage melt-down continues and conventional loan...
View ArticleHow Much Home Can I Afford? Calculating Debt to Income Ratios
When calculating how much home you can afford to buy, lenders use debt to income ratios (DTI) to determine how much you can safely borrow. There are two ratios used; front and back end ratios. The...
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